As a full-service agency, One Stop Insurance offers a comprehensive array of insurance products and related services for both individual and business to help you protect your assets and safeguard your lifestyle. We are highly effective in finding the best coverage for Auto, Life, Commercial and Business and Health Insurance. Other services such Individual Income Tax Returns, Vehicle Tags and Titles and Notary are available for all our customers. We are conveniently located in Silver Spring, Maryland, one block ahead of Wheaton Mall Shopping Center. Our representatives can attend you either in English or Spanish. ¡Hablamos Español!

Health Insurance

Coverage plans that fit exactly to your budget and protect you and your family. More information

Life Insurance

Certainly the best thought decision for you and your love ones. We design Life insurance plans that deliver confidence and peace. More information

Auto Insurance

Our agents are well trained to assist you with all your car insurance needs. Protect you and your vehicle wherever you go. More information


One Stop Insurance is ready to provide you and your family the best broad, flexible auto insurance coverage. Our Insurance agents are well trained to assist you with all your car insurance needs. Protect your personal automobile.

Bodily Injury Liability Insurance

covers any instance when you are at fault in the accident and that you hurt somebody in the process. The insurance will help you cover the medical bills of the patient because you are accounted for it. Note that Liability coverage for property damage does not apply to the damage done to your car or other property you own. Liability coverage may include:

  • Claims for medical expenses, lost wages and pain and suffering
  • Damage to other vehicles
  • Damage to others property such as buildings, walls, fences and equipment
Full coverage auto insurance

refers to auto insurance that covers physical damage to a vehicle, including collision damage. This means that if your car is damaged because of contact with another object or automobile, full coverage insurance will pay for the repairs. Additionally, if your car is stolen, vandalized, or incurs other similar damage, your full coverage auto insurance will cover the cost of repairing or replacing the vehicle. This coverage does just what it says – protects your car in case of a collision that is your fault. Even if you collide into a stationary object like a tree, collision will be the coverage that repairs your vehicle. All you have to pay is your deductible. Contact us for more information.


Your house is a prized possession. In most cases your house is your largest asset. Have you asked yourself, “Is my home insurance good enough?”. Probably no. One Stop Insurance has many choices for your property. We are expert in finding the exact policy that fit with all your needs. Home insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself, or to possessions in the home. It is a way to protect yourself and your family from disasters that affect your home or its contents.

Homeowner insurance

Also commonly called hazard insurance or homeowner’s insurance. Homeowner’s insurance policies can be beneficial to owners of single-family residences and owners of homes with multiple units. Also, apartment renters can obtain renter’s insurance for their possessions.
Every homeowner’s insurance policy is different. Some of the disasters that are often covered under a basic homeowners insurance policy are fire, theft and wind. Depending on the location of the home, different disasters may be covered under the insurance, while others are not.

Landlord Insurance

As the owner of a rental property, you need coverage for accidental damage to the dwelling (and any contents you may have there) and loss of rents, plus personal liability protection.
Landlord building insurance is important to people that buy property as an investment to rent to others. While similar to building protection for homeowners, landlord building protection typically encompasses a number of different living units in a building.

Renters Insurance

Renters insurance offers people who lease a residence for the purpose of living protection for their own personal property and for the damage that their negligence causes to others who are not part of the household. The coverage is designed for people whom lease/ rent the residence, and not own it.

Vacancy Insurance

Vacant home insurance is a necessary “specialty” type of insurance for a home if it will be unoccupied or empty for a period of time. The main purpose of coverage for a Vacant Dwelling or Vacant Building is to protect you against losses you cannot afford to sustain. Few people have the financial resources to rebuild their homes or buildings if they are destroyed.


When you are young and single you probably don’t give much thought to your future and you certainly don’t think about dying at any point soon. But certainly the best thought decision for you and your love ones is being covered at any circumstance.
One Stop Insurance works with a broad network of trusted life insurance providers to bring you the most complete coverage for everything related to life insurance. We know finding a life insurance policy can be a daunting task. We are here to help people finding the most suitable policy for every budget

Life term insurance

Life term insurance is generally regarded as the most inexpensive of the lot. It is an effective way to make sure your survivors will be well provided for without a hefty cost to you in premiums. The advantage for the policy owner is “peace of mind”, in knowing that the death of the insured person will not result in financial hardship for loved ones. Some main features are:

  • Term life insurance is purchased for a certain period of time and is a good solution for people with short-term insurance needs.
  • The cost of term life insurance is comparatively low for young applicants but it gets proportionately higher as they age.
  • Unlike whole life insurance, term life does not have a cash value component and does not guarantee any living benefits; it expires without residual value, only paying if the insured dies during the policy term.
Permanent life insurance

It is life insurance that remains active until the policy matures, unless the owner fails to pay the premium when due. The policy cannot be cancelled by the insurer for any reason except fraudulent application, and any such cancellation must occur within a period of time defined by law (usually two years). There are many types of Permanent Life Insurance but two are the most popular:

Whole life insurance: This insurance provides lifetime death benefit coverage for a level premium in most cases. It is life insurance contract with level premiums that has both insurance and investment component.

Universal life insurance: Universal life insurance is intended to combine permanent insurance coverage with greater flexibility in premium payment, along with the potential for greater growth of cash values. It has a combination of term life insurance and a tax-deferred savings plan paying a variable return.


At One Stop Insurance, we believe that your health insurance coverage should fit exactly to your budget and protect you and your family

Individual Health Insurance

For individuals in employment, affordable health insurances are often provided by their employer, but as a growing number of businesses seek to reduce their costs, there are increasingly gaps or limitations on the cover on offer through employers group policies. At One Stop Insurance, we have the commitment to offer high quality in health insurance from the most recognized companies around the county.
Health insurance is highly necessary against the risk of incurring medical expenses among individuals.

Disability Health Insurance

It is a insurance that insures the beneficiary’s earned income against the risk that a disability will make working uncomfortable (as with psychological disorders), painful (as with back pain), or impossible (as with coma). It includes paid sick leave, short-term disability benefits, and long-term disability benefits.

Medicare Supplemental Insurance

Medicare Supplemental Insurance is insurance coverage that was designed to cover gaps in Medicare, including deductibles, coinsurances, co-pays, and something called excess charges. This coverage is also often referred to as Medigap Insurance because it covers gaps in Medicare. If you are considering purchasing Medical supplemental insurance ask to our representatives. They have all the knowledge to advice you in getting the best choice

Long Term Care Insurance

It is a kind of insurance policy that pays some or all costs of nursing home care for qualified insured ones. Premiums are based on the age of the applicant and are projected to remain stable for the life of the policy. Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living, such as dressing, bathing, eating, etc.


One Stop Insurance has the right commercial insurance for your business that cover many areas and including coverage for the owned property such as buildings and contents, loss of income in the event of damage to the business, and a wide range of other items. One Stop Insurance is proud to introduce their well-designed insurance along our expert advice.

Commercial General Liability Insurance

The commercial liability insurance pays a percent of or all the cost for the damages caused by liabilities of the company that may have been imposed due to business-dealings or by law. It also has the potential to pay for the cost of legal defense in case of any claims. Adequate commercial liability coverage is a must to survive in business. Without it, a commercial firm would have to bear the cost of damages itself.
The business liability policy protects for bodily injury claims and property damage claims that occur both on and away from the premises as a result of business activities.

Workers' compensation

It is a form of insurance providing salary replacement and medical financial assistance to workers injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence. The tradeoff between assured, limited coverage and lack of recourse outside the worker compensation system is known as the compensation bargain. These benefits are claimed by the employees (or their dependents) as a matter of right and the employer cannot resort to any legal defense. Amount paid as compensation is based on the salary of the employee (also on the number of his or her dependents in some jurisdictions) and is usually subject to a specified maximum.

Commercial Auto Insurance

The same type of policy you purchase for your personal use is also necessary for your business. If your business provides employees with company cars, or if you have a delivery van, you need to think about auto insurance. Commercial Auto Insurance provides coverage for business vehicles regardless of whether they are owned, leased, hired, or borrowed. Commonly this car insurance cover: Liability, Physical Damage (Collision), Physical Damage (Comprehensive or Other Than Collision), Towing and Labor, Medical Payments.

Commercial umbrella

Also called excess liability, a commercial umbrella insurance policy can give additional coverage to several smaller policies in place for your business. It is a necessary protection against catastrophic loss a business might suffer as a result of a liability lawsuit. Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure.


Individual Tax

Filing your own taxes can be quite a challenge: from maximizing your deductions to minimizing your tax liability. Let One Stop Insurance prepare correctly all the legal forms and have a real peace of mine with government. We are experts preparing individual income tax returns for individual for many families in Washington DC area, including Maryland and Virginia. In unsure economic times, it is our goal to help you feel confident and secure with your tax professional. Our representatives are fully bi-lingual English and Spanish.

Notary Service

Our notary experts are trained in the unique laws and requirements of all 50 states and will guide your through each step of the process for legalizing any document.

Tags and Titles

We are an approved and authorized MVA Tag & Title Agency - Maryland. One Stop Insurance provides cost-effective titling for our customers. We provide service for: Permanent Tags, Temporary Tags, Vehicle Registration and Renewals.